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Review each plan’s limits, coverages, and benefits, then select the best plan for you.
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Please Note: Plan benefits, limits, and provisions may vary by state or jurisdiction. All travelers on a plan must reside in the same state. | ||
Coverage For Your Arrangements – Benefit Limits | ||
Plan | TripArmor | TripArmor + |
Trip Cancellation | Trip Cost | Trip Cost |
Trip Interruption | 150% of Trip Cost | 150% of Trip Cost |
Missed Connection | $1500 | $1500 |
Travel Delay | $750 | $750 |
Per Day Maximum Limit | $150 | $150 |
Required minimum delay time | 8 Hours | 8 Hours |
Cancel For Any Reason | Not Included |
75% to 100% of Non-Refundable Trip Cost |
Coverage For You – Benefit Limits | ||
Plan | TripArmor | TripArmor + |
Medical Expense / Emergency Evacuation | ||
Accident & Sickness Medical Expense | $100,000 | $100,000 |
Emergency Dental Expense | $750 | $750 |
Emergency Medical Evacuation, Medical Repatriation and Return of Remains | $1,000,000 | $1,000,000 |
Non-Medical Emergency Evacuation | $25,000 | $25,000 |
24 Hour Travel Assistance Services (Non-Insurance Service) |
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Accidental Death & Dismemberment | $50,000 | $50,000 |
Coverage For Your Belongings – Benefit Limits | ||
Plan | TripArmor | TripArmor + |
Baggage & Personal Effects | $1,500 | $1,500 |
Baggage Delay | $750 | $750 |
Per Day Maximum Limit | $150 | $150 |
Required minimum delay time | 12 Hours | 12 Hours |
Coverage For Your Travel Arrangements – Benefit Provisions | ||
Plan | TripArmor | TripArmor + |
Program Cancellation or Interruption Due to: | ||
Sickness, Injury or Death | ||
A Pre-Existing Medical Condition | ||
Required time period for purchase |
Within 15 days of initial trip deposit |
Within 15 days of initial trip deposit |
Common Carrier Delay: | ||
Unannounced strike | ||
Mechanical breakdown | ||
Bad weather | ||
Residence or destination made uninhabitable by fire, flood, or natural disaster | ||
Workplace rendered unsuitable for business | ||
Involuntary termination of employment |
1 year continuous employment |
1 year continuous employment |
Permanent transfer of employment | ||
Being hijacked, quarantined or jury duty | ||
Death/hospitalization of Host at destination | ||
Traffic accident while en route to departure | ||
Bankruptcy or default of a travel provider | ||
Required time period for bankruptcy/default |
Within 15 days of initial trip deposit |
Within 15 days of initial deposit |
A Terrorist Incident | ||
Documented theft of passports or visas | ||
Military personnel called to emergency duty for a national disaster | ||
Revocation of previously granted military leave |
(due to war) |
(due to war) |
Mandatory evacuation due to bad weather or natural disaster | ||
A hurricane warning being issued for your trip destination | ||
Program Cancellation reimburses: | ||
Prepaid, forfeited, non-refundable trip payments or deposits | ||
Airline reissue fees or frequent flyer fees due to covered reasons | ||
Trip Interruption reimburses: | ||
Prepaid, unused non-refundable program arrangements | ||
Additional airfare expense to return home, or to join/rejoin the trip | ||
Single Occupancy Upgrade charges incurred due to a covered reason | ||
Missed Connection Due to: | ||
Any Common Carrier Delay | ||
Missed Connection reimburses: | ||
Additional transportation cost to join the trip | ||
Unused portion of the prepaid expenses for covered land or water program arrangements | ||
Travel Delay Due to: | ||
Common Carrier Delay | ||
Lost/stolen passports, travel documents or money | ||
Quarantine, hijacking, strike, natural disaster, terrorism or riot | ||
Travel Delay reimburses: | ||
Additional meal and accommodation expenses | ||
Local transportation expenses | ||
Itinerary Change due to: | ||
A change to your itinerary made by your cruise/tour supplier | ||
Itinerary Change reimburses: | ||
Prepaid, forfeited, non-refundable event/activity payments | ||
Cancel For Any Reason Benefit Eligibility: | ||
Required time period for purchase | Not Applicable |
Within 15 days of initial deposit |
Required time period for cancellation | Not Applicable | 2 days or more before scheduled departure |
Coverage For You – Benefit Provisions | ||
Plan | TripArmor | TripArmor + |
Accident & Sickness Medical Expense due to: | ||
Injury or Sickness occurring during the trip | ||
Pre-Existing Medical Conditions | ||
Required time period for purchase |
Within 15 days of initial Trip Deposit |
Within 15 days of initial Trip Deposit |
Accident & Sickness Medical Expense reimburses: | ||
On a Primary or Excess Basis |
Primary (On trip expenses) |
Primary (On trip expenses) |
Services of a physician, prescription drugs, therapeutic services | ||
Emergency dental expenses (subject to a lower limit) |
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Hospital services | ||
Ambulance transportation to and/or from a hospital | ||
Medical Evacuation due to: | ||
Acute or life threatening sickness or injury when appropriate care is not available in the immediate area | ||
Medical Evacuation reimburses: | ||
Medically required transportation expenses to a Hospital for care and treatment or home | ||
Transportation expenses to return an unattended dependent home due to a hospitalization |
(More than 7 days) |
(More than 7 days) |
Transportation expenses for a bedside visit when hospitalized |
(More than 7 days) |
(More than 7 days) |
Return of Remains due to: | ||
Death occurring during a trip | ||
Transportation and preparation expenses for return of remains home | ||
Non-Medical Emergency Evacuation due to: | ||
Natural disaster, civil, military or political unrest (requires U.S. State Department Travel Advisory/Warning to be issued) | ||
Being expelled or declared a person non-grata by a country (requires U.S. State Department Travel Advisory/Warning to be issued) | ||
Non-Medical Emergency Evacuation reimburses: | ||
Transportation expenses to the nearest place of safety or to your home | ||
Coverage For Your Belongings – Benefit Provisions | ||
Plan | TripArmor | TripArmor + |
Baggage and Personal Effects due to: | ||
Loss, theft or damage | ||
Baggage & Personal Effects reimburses: | ||
Cost to replace clothing and other personal articles | ||
Cost to replace lost/stolen passports or visas | ||
Combined maximum for loss to jewelry, furs, cameras & accessories, etc. | $600 | $600 |
Per Article Maximum Limit | $300 | $300 |
Baggage Delay due to: | ||
Misdirection by a Common Carrier | ||
Baggage Delay reimburses: | ||
The cost of reasonable additional clothing and personal articles purchased during the delay | ||
24 Hour Worldwide Assistance Services | ||
Plan | TripArmor | TripArmor + |
24 Hour Medical Assistance Services: | ||
24 Hour Emergency Medical Hotline | ||
Medical consultation and monitoring when you are hospitalized | ||
Coordinate medical evacuation arrangements | ||
Help with replacing lost/stolen prescriptions | ||
Help arranging for return of remains | ||
Nurse Helpline for general health information before and during your trip | ||
24 Hour Travel Assistance Services | ||
Sending emergency messages to friends, family or business associates | ||
Language interpretation services | ||
Help with emergency cash transfers | ||
Passport/Visa, vaccinations, & travel health Information | ||
Help with replacing lost/stolen tickets or travel documents | ||
24 Hour Concierge Services | ||
Restaurant and shopping recommendations or reservations | ||
Local transport, reservations, sports, theatre, & event information/ticketing | ||
Golf course referrals & tee times | ||
Baggage tracking/assistance | ||
Assistance with emergency communications | ||
Assistance with locating available business services | ||
Telephone or web conference assistance | ||
Information about weather conditions, travel delays & flight status | ||
Emergency travel arrangements | ||
TripArmor
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TripArmor +
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